Degree-Day Heating Calculator

Enter heating degree-days, your home's UA (heat-loss coefficient) and fuel details to get seasonal fuel consumption and cost — the standard degree-day method.

Degree-Day Heating Calculator inputs

Annual HDD for your location (NOAA publishes these).

Load ÷ design ΔT from the heating-load calculator.

AFUE for gas/oil; HSPF-based COP for heat pumps.

Last updated: 2026-09-15

How the calculation works

  • Each degree-day represents one day averaging 1 °F below 65 °F; total heat needed is UA × HDD × 24 hours.
  • Fuel consumption divides heat by the fuel's energy content and the system's efficiency.
  • Fuel contents: gas 100,000 BTU/therm, oil 138,500 BTU/gal, propane 91,300 BTU/gal, electric 3,412 BTU/kWh.

Formula

Heat (BTU) = UA × HDD × 24
Fuel = Heat ÷ (fuel content × efficiency)
Formula variables
SymbolMeaningUnit
HDDHeating degree-days°F·day
UAWhole-house heat-loss coefficientBTU/h·°F
ηSystem efficiency

Worked example

A house with UA = 500 BTU/h·°F in a 4,000 HDD climate, 85% gas furnace at $1.20/therm: heat = 500 × 4,000 × 24 = 48 MBTU; fuel = 48,000,000 ÷ (100,000 × 0.85) = 565 therms → $678/season.

Interpreting the result

The UA figure is the fingerprint of your envelope: halving it (insulation, air-sealing) halves the fuel bill at any HDD. The calculation also reveals payback comparisons — a heat pump with COP 3 divides the same heat requirement's cost by ~2.5 versus an 85% furnace, before fuel price differences.

Assumptions

  • Linear heat loss with temperature (valid well below the balance point).
  • HDD base 65 °F matches a 65–68 °F thermostat habit; colder habits should use HDD base 60.
  • No internal or solar heat gains credited (they typically offset 10–20%).

Limitations

  • Wind-driven infiltration varies more than the model assumes.
  • Does not handle heat pumps' declining COP at low temperature — use their seasonal HSPF-based average.

Frequently asked questions

Where do I find degree-days for my location?

NOAA and degree-days.net publish HDD by station and base temperature. Most US climates run 2,000 (mild coastal) to 7,000+ HDD (upper Midwest) per year.

What is UA?

The whole-house heat-loss coefficient: how many BTU/h your home loses per °F of indoor-outdoor difference. Estimate it as design heating load ÷ design ΔT.

Related tools

Technical references